Author: Antoinette

Insurance is a financial product that actually has great benefits for overcoming financial problems. the existence of insurance can also help ease the financial burden, if things happen that we don’t want.

This insurance comes from various sectors. Not only for health, insurance is also present for those of us who quite frequently travel out of town or even abroad.
Although the existence of insurance is important, it is not for some people.

Sometimes people still feel sorry that they have chosen insurance. It turns out that this happened because of the mistake of certain people, who may not have been careful when choosing the insurance. Choosing insurance also should not be arbitrary, it must be examined in detail the various conditions.

The following has summarized 5 mistakes to avoid when buying travel insurance:

You Forgot to Ask About Detailed Information

If you are already an insurance customer, it is highly recommended that you get detailed information about the insurance slotdemo product you choose. When choosing insurance that may be offered by a particular agent, try to ask more details about the insurance you want to choose.

Ask the installment amount, the premium that must be obtained, and what facilities are obtained, and how to submit a claim. Mistakes that may often occur are, maybe you forget to ask about this important matter for various reasons.

Need an Insurance Illustration

Why some people choose not to get involved with insurance, this is because the insurance pattern is quite complicated to understand. The solution is, you really have to find detailed information about the related insurance. In addition, try to also ask the insurance agent to explain the insurance illustration so that you better understand it.

Forgot to Record Agent Contact

Maybe you are someone who is quite busy with a myriad of work activities in the office, so that you can’t take the time to visit the insurance office. But you really need this insurance. In order to continue to be able to update information about insurance, you should note the contact number of the agent who previously offered insurance products. If there is, also note the BBM Pin, Whatsapp of the agent, so you can contact him more quickly.

Not Paying Too Much Attention to the Insurance Policy Book

After choosing insurance and receiving the insurance policy, you will usually be given the opportunity to study the policy book. Immediately ask the insurance company, if there is something in the policy that you may not understand.

Give an Information false

However, it would be very wrong, if as a customer you provide false information just to grant the insurance. You will be affected later, such as rejected claims, because the data does not match the events and the real thing.

Make sure you choose insurance because you need it

Once again, the function of insurance is as a guarantee for you and your family if something untoward happens to you and your family. Therefore, make sure you choose insurance because you really need it. Pay attention to insurance claims, before the deal choose the related insurance.

Maybe you are one of those people who rarely think about the importance of travel insurance. Even though with travel insurance, you can be protected from various risks included while on vacation or office assignments out of town.

Travel insurance is a little different from accident insurance. If you buy travel insurance it means you are also protected by accident insurance.

However, if you buy accident insurance, it is not necessarily protected against events related to the trip itself.

So, if you already have accident insurance it doesn’t mean you can make a claim when your baggage is lost. However, if you have an accident while traveling, you can file a claim using travel insurance

What is Travel Insurance?

Then what exactly is travel insurance? Travel insurance is an insurance policy that you purchase to provide protection against financial risks and losses that may occur when you travel both domestically and abroad.

Travel Insurance Benefits

Some examples of financial losses that occur, for example, when your plane experiences delays and even departure cancellations. It often happens that your baggage is lost or misdirected, so you have to wait for your baggage to be sent back to its original destination.

Not only that will be covered by travel insurance, but also the risk of financial loss if you suddenly fall ill or have an accident while traveling.

Travel insurance can be your savior when you experience difficulties, especially if you are in a foreign country which will make it difficult for you to ask for help from relatives or family.

The advantage you can receive is treatment both at home and abroad when you have to be admitted to the hospital for various reasons. Likewise, when you lose official documents such as your passport and visa while abroad.

• Some things you need to know about travel insurance benefits
• Each travel insurance benefit will be very different, depending on the type you choose. Therefore, you need to adjust the type of travel insurance that meets your financial needs and abilities.
• For certain types, it cannot cover all events while you are traveling. You can confirm this through the insurance policy that you get. So, carefully study what benefits you can get from the type of travel insurance you choose.
• Travel insurance is designed to provide protection against
• unpredictable events such as an airplane crash. However, insurance also has exceptions to certain things. In this case, for example, BMKG has given a cautious warning not to vacation around Anak Krakatau Mountain. But you deliberately bought it to get a claim when something happened when you were traveling around the Anak Krakatau which was active and ready for an eruption. If this happens, travel insurance cannot cover this.
• Travel insurance also protects you from terror cases in several countries including Europe. Especially if the country you are visiting is an unsafe country, so the premiums paid will of course be even higher.
• Types of Travel Insurance

Before deciding to buy insurance, there are several types of travel insurance that you need to know first.

1. Purpose of travel

The purpose of this trip is to distinguish between trips for vacation or for work purposes.

This difference also affects the premium that must be paid. Likewise with luggage. Sometimes even though it is for work but to bring golf equipment.

Work-related travel is usually related to protecting valuables that are carried such as laptops or other work necessities, even though they are sports equipment.

Another thing that also distinguishes is that the urgency of business is very risky to lose profits due to flight delays.

This financial loss will be covered by insurance. For example, by providing flight ticket options with the next flight, it could also be with a different airline.

2. Place of Travel

Several countries such as in Europe, America and Australia provide high insurance premiums. Why? Because the cost of care and health in these countries is quite expensive.

So it is quite natural that the travel insurance premiums that must be paid will be much more expensive compared to other countries.

This insurance also usually covers domestic trips as well as trips abroad with different premiums. In fact, there is also special travel insurance for worship such as travel insurance for the Umrah and Hajj pilgrimages.

3. Number of Insured

For the number of insured, individual travel insurance (individual travel insurance) and group travel insurance (group travel insurance) are distinguished.

Of course, the more people who are insured, the more affordable the premium that must be paid.

Group travel insurance is usually used by travel agents who take their customers to travel to various destinations both domestically and abroad.

In addition, group travel insurance can also be used by schools or colleges that carry out study tours or field trips with students.

4. Duration of Travel

This type of insurance is adjusted according to the duration and number of travel departures. For example, there are those who take one trip (single trip insurance) or insurance that has protected all trips made in one year or a certain period of time (annual trip insurance).

The more frequent you travel, the more efficient it is to buy insurance with a longer term so you don’t have to bother making repeat purchases.

Annual travel insurance is also very suitable for workers who frequently travel on business.

Meanwhile, for those of you who rarely travel either for business needs or just for traveling alone, you can choose the type of travel insurance according to their needs.

Choose the best travel insurance according to your needs
Travel insurance has a very low premium. To make purchasing easier, now you don’t need to be bothered anymore because it can be done online by transferring an amount of funds according to the type chosen.

Some of the data required are very simple, such as the type of policy required, how many people will be insured, the purpose of the trip and the start and end date of the trip.

Each type has different benefits. For example, the Silver package only offers a loss of goods worth IDR 2 million, while the Gold package can get a claim money of up to IDR 8 million.

Likewise with other benefits such as trip cancellation, medical care costs due to accidents, permanent disability & total permanent disability, as well as loss of travel documents.

Travel insurance premiums are very affordable, starting from IDR 75 thousand to IDR 300 thousand per week for domestic and foreign destinations.

One thing you need to pay attention to is make sure how much sum insured, network and facilities you get from the insurance you buy.

We understand the thrill of being a backpacker – travel insurance is the last thing on your mind when preparing for new experiences, food and culture.

However, backpacker travel insurance is an absolute must. In fact, it should be the first thing you budget for, as you can run into serious financial problems if something goes wrong while you’re away.

Today sbobet casino and us will talk about why backpacker travel insurance is so important, whether it saves you money, what it covers and what it doesn’t.

Why Have Insurance?

Backpackers find themselves in situations that ordinary travelers may not face. For example, they often have more flights and connections than holiday makers.

When traveling in an economically unstable country, they may have to replace stolen or damaged items which can be very expensive.

What’s more, backpackers often have to travel with large amounts of cash, leaving them vulnerable to theft.

Young travelers often live in cheaper – and therefore less secure – accommodation which means that valuables, such as cash, technology, passports and papers, are at risk.

Can it Save My Money?

Since many traveling the world are on a budget, this is often the first question they ask.

Of course, no insurance policy is guaranteed to save you money. Ideally, you shouldn’t use policies at all.

However, the longer you travel, the higher the chance that you will face a problem, be it a canceled flight, a stolen phone, or lost baggage.

In the six or nine months of your adventure, you will likely have to use your insurance policy at least once.

Therefore, taking a policy that is reasonably priced can save you a lot of money in the long run.

Many backpackers travel on little money and have little left over for additional flights, replacing technology or emergency medical care.

The right policy will cover all of these costs for you.

What Does Backpacker Travel Insurance Cover?

One of the most important things a good policy covers are medical costs.

Medical care can easily add up, especially when faced with serious injuries, and you don’t want to be stuck with a big bill when you return to the UK.

Specialist policies will also cover things like canceled flights, delays, accidental loss of valuables, theft or damage to your personal belongings, accidents and more.

Since most policies cover the length of your stay in multiple countries, you don’t have to deal with the complexities of insuring every travel assignment.

What’s Not Included?

The backpacker’s specific policy doesn’t cover everything, so always check the fine print.

Most insurance companies will not offer coverage if you plan to enter countries that the Foreign & Commonwealth Office has declared unsafe, this could be due to war or civil unrest.

Extreme sports, such as scuba diving, are also often excluded from normal policy. However, you can often request add-ons to include activities you shouldn’t miss.

While a cheap-as-chip policy is attractive when you’re safe and sound in the UK, you’ll be glad you paid for a comprehensive, trustworthy insurance plan once you start your adventure. Choose wisely and have a nice trip!

Also read: Choosing The Perfect Travel Insurance During COVID-19.

Various online gambling site providers have confirmed that there has been a gradual increase in the number of players on their website in recent times.

Also in indonesia the popularity of ( which mean online gambling in english) has raise up to 75% compared to before corona pandemic.

This includes because at this time gambling players cannot travel to land casinos directly, and almost all normal activities must be reduced and advised by the government to stay at home as long as the corona pandemic has not ended.

This indirectly encourages gambling players to switch to online gambling sites to get rid of boredom and stress while at home due to lockdowns or self-quarantine determined by the government.

In this article we will discuss some of the advantages that make online gambling more attractive than land-based casinos.

Here are some reasons why online gambling is better:

1) Diverse Game Options

One of the advantages and reasons people can enjoy online gambling is because there are various choices of casino games available.

In land casinos in general, you are usually limited to the number of games you can play due to the limited number of players at the table or the land casino does not provide several types of games that you may want to play.

Whereas on online gambling sites, there is no limit to the number of players who can play at one table, for example in live baccarat games.

Then the games available on the online gambling website are quite varied and you can play them all.

Generally the games available on gambling web are sportsbook, live casino, online slots, poker, lottery, shooting fish, cockfighting and many other games available for you to play.

2) Player Safety & Comfort

Another reason why online gambling players feel at home playing on gambling websites at their homes compared to going to casinos, is because on online gambling websites the data security and privacy of members are fully guarded and then at home you will avoid the possibility of contracting the Covid-disease 19.

Then there are also many gambling sites that block reverse withdrawals which prevent players from canceling their withdrawal process.

This goal helps ensure players stay safe and helps prevent members becoming addicted to gambling.

Then online casinos or online gambling sites are much more convenient than land-based casinos because you can play your favorite gambling game anywhere, whether at home, in the park or while traveling.

As long as you are connected to the internet via your gadget, you can directly access online gambling websites to play your favorite gambling game.

All of this means that you no longer need to spend time and money visiting land-based casinos that may be far from where you are.

You can enjoy all the games available at the casino from the comfort of the sofa in your home and be accompanied by your family.

This is one of the big determining factors why many people start switching to online casinos because of all the efficiencies that exist.

3) Bonuses and Promotions

Another advantage of playing online gambling is that you will get a bonus or promotion when registering.

Although this depends on the gambling site of your choice, usually new members who register will be able to claim a welcome bonus or bonus promo after the first deposit.

There are also some online gambling sites that have loyalty programs and VIP promos, but there are many other types of promos that may be provided depending on their website.

The 3 reasons above are why many people are willing to move to online gambling games.

Read Also: Is Travel Insurance Important For Traveler ?.

Even though it may not be as easy as it used to be, finding comprehensive travel insurance is still possible during COVID-19.

Below, we answer some of the most common questions asked in about travel insurance coverage in 2020, from finding a specialist provider for “no-travel” purposes to claiming applicable delays and stays.

Need to know

Are travel insurance companies covering the pandemic?

After the WHO announced that the coronavirus was a global pandemic on March 11, many travel insurance companies said they would not cover claims related to COVID-19.

However, there are still some companies that cover medical expenses for incidents related to COVID-19 while on vacation, as long as the destination is not provided for non-essential travel advice prior to departure.

Insurance price comparison website, Compare the Market, says that all travel insurance policies listed on their website “are likely to cover claims related to COVID-19 for emergency medical expenses and discharge.” However, please note that not all policies on Compare Markets cover non-medical issues, such as cancellation of flights or hotels (see below for more information).

My country does not have a travel corridor with my preferred vacation destination. Can I get travel insurance?

It is difficult, but not impossible. If you plan to travel to a destination that is not on your list of approved air bridges in your country, most insurance companies will not cover you.

However, there are some specialist providers that offer insurance to “no-go” destinations during COVID-19, such as Battleface and Wild Frontiers.

What if my government prohibits travel to my destination after I arrive? Is my insurance policy invalid?

If the government removes a destination from its travel corridor list while you are on vacation (and you buy insurance before you leave), your policy must remain valid.

Check with your provider before taking out insurance and only go to companies that are ready to offer coverage in this situation.

Is there a travel insurance company that covers travel cancellations or interruptions due to COVID-19?

Although most companies that issue travel insurance during COVID-19 will cover emergency medical care and return, it is unlikely that they will cover other COVID-related issues such as flight or hotel cancellations.

If your vacation package, flight or accommodation is canceled due to COVID-19, you can usually request a refund or postpone your trip directly with the airline, hotel or tour operator.

If I want to cancel my trip because of COVID-19, must my insurance company cover the costs?

It depends. Suppose you have purposely booked a vacation to a destination that was previously under unimportant government travel advice and recently changed your mind.

In this case, it is unlikely that your insurance will cover you. However, if a last-minute change in government advice forces you to cancel your vacation, then you may be able to claim.

However, as always, this is entirely up to your provider, and you should check it in person.

Is my insurance still valid if I have to undergo quarantine while abroad?

If you are forced to extend your stay for reasons beyond your control (for example, if you are unexpectedly asked to quarantine during your vacation), some companies will automatically extend your policy and cover all additional costs during your stay.

However, not all insurance companies do this, so it’s best to check your policy’s interruption coverage in detail.

Choosing the right insurance policy for 2020

Identify your needs

Would you like to travel to a country on your “no go” list? Do you need an insurance company that covers people over 65? These questions will help guide you on the type of policy you need and help narrow your search.

Do your research

It has never been more important to read the fine print. Once you have identified your insurance needs, dig deeper into each policy to see if it covers every base.

If the documentation is not clear enough or does not cover the important points as we have mentioned above, contact the company and ask your questions directly to the representative.

Reading the latest customer reviews can also help determine if a company is meeting its policies.

Also looks for the reason Why Your Travel Insurance Rejected.

Traveling around the world is one of the most extraordinary experiences that everyone can go through in an orderly manner. Going on expeditions to some new and exciting destinations, the best recommendation is going over seas to play on live casino. The same applies from the early hours of time and when the early sightseeing expeditions were attempted. Today, nothing changes and the world still offers many great options for places to go to. Of course, among all traveling enthusiasts, there is a large group of gambling enthusiasts who are willing to mix these 2 extraordinary activities.

For them, the decision to go on an expedition is based not only on the destination’s regular travel offers, but also on offers from casinos and other gambling and entertainment properties. In this regard, there are several positions, most notably large cities, which attempt to serve the same tourist. Across the world, there are many of them and some share a large comparison between the gambling industry and the rest of the city. On the other hand, there are some cities and other places that are really must-go gambling destinations for anyone who enjoys this activity. Each is a complete world of gaming and entertainment, which is why they have become successful household names especially outside the gambling industry. Here is a record of the world’s top gambling destinations for tourists.

1. Macau, China
   
   The real king of the global gambling industry is Macau. The area of ​​China which has the status of an enclave with partial independence, which allows for its gaming industry, is the largest gambling position in terms of annual income. With countless tourists to Macau from both mainland China and all over the world, it is a melting pot of Western and Eastern influences in a gambling paradise. Not only that, like the remains of a Portuguese colony, the enclave shares a unique blend of local culture and influences that arrived with ships sailing from Lisbon several centuries later. Today, the fact that this place is always a melting pot can be seen in the fine cuisine, the incredible natural city views and the incredible casino offerings.
2. Las Vegas, USA
   
   A city really begging not to be introduced, Las Vegas is naturally the starting place on this record. This is not due to the fact that it offers the best entertainment or travel deals – it will surprise many to recognize that it is not the most gambling center in the world, after all. In contrast, Las Vegas is here because of the star power it has. Unlike other great gambling positions on this record, Vegas is a classic pop culture icon around the world. Its star power is so solid that it entirely compensates for the fact that this gambling and gaming center is less than 70 years old. At first, it was simply the dust bowl of a city vanishing in the endless desert landscape of the US energy west.
   But after that, in the 1950s gradually began to grow into what was to be the mother of the world gambling city, at least in its name. Today, it is a must-go destination for anyone who likes to gamble when nothing else, down to its relevance on the world gambling map. But, not only that, the Las Vegas Strip and many mega-casino resorts are looking to spend some time practicing any gambler in the world.
3. Pahang, Malaysia
   Pahang represents the sultanate and federal state of Malaysia. Surprisingly, there is only one casino called the Highlands Resort Casino. At the same time, it is the only casino in the country. However, the things provided for instant guests are second to none. It sits at 6,000 feet above sea level and is surrounded by incredible natural scenery and some of the greatest levels of biological diversity on the planet. It has more than 10,000 hotel rooms as well as a golf and entertainment yard in addition to the casino. It is connected by cable car to other positions in the state and for those visiting it for the first time, there is nothing like that early experience. When it comes to exotic positions and settings, the Highlands Resort Casino is a must-beat. If you can’t come to Pahang, why not gamble online from the comfort of your own home? Click this to make a record of football and online gambling casinos.
4. Blackpool, England
   In many ways, Blackpool is a place that offers data on the world of the past. More than a century later, the city of England is one of the wifi for local tourism. With its cool sea and as far as the promenade overlooking the Isle of Man, it is a place that captures the imagination of the Edwardian traveler. Today, things have changed and the majority of people in the UK prefer a bright Mediterranean for their holidays than Blackpool, but for gamblers, this position is a must-enjoy. It offers a variety of partially listed casinos that place more emphasis on slot games.
   Naturally, for those who prefer to enjoy it at home, this is the best option. However, for the others, there is nothing like playing them directly and Blackpool is the place in England for this. With its later grandeur and elegance, a seaside resort needs to be felt at least once.
5. Reno, USA
   This city can easily be overlooked as a less relevant Las Vegas type. However, Reno did not carry the nickname the Most Small City in the World for free. It is a true hotbed of gambling activity and there are various casino resorts and other gaming positions that are convincing about it. What’s more, the largest gambling industry in the world, Caesars Entertainment Corporation, was founded in Reno a few years later. Not only that, the city has a variety of other places that tourists can visit, as it is located near the Sierra Madre mountains and Lake Tahoe. Here, tourists can gaze at the popular local automotive museum, enjoy extraordinary nature, or even more so, gaze at the mysterious concrete arrows in the nearby desert.

With a record of the top gambling destination in the world for these travelers, anyone can create at least one good inspiration for their next vacation stop.

Travel insurance is one of the mandatory things that must be owned before going on vacation around the world. With travel insurance, you will get protection against unwanted risks during your vacation trip. In Indonesia, there are many travel insurance service providers with their respective advantages and disadvantages.

Amid the many insurance products available, buy the appropriate travel insurance for potential tourists. But not to worry, here are some tips on choosing the best travel insurance.

1. Know the Protection You Get

Every insurance provider company has a different policy of benefits or protection provided. Therefore you must really know what is needed. If you already have life insurance beforehand, choose travel insurance that has benefits that are not covered in life insurance.

2. Adjust Trip Duration

The validity period provided by travel insurance is as stated in the insurance policy. Therefore it is very important to start departing on time, not earlier and not later. You must adjust the travel time according to the date stated and agreed on in the travel insurance policy.

Choose travel insurance that has an annual guarantee if you plan to travel to several places at once within a one year period, to make it more economical. However, if you only travel once a year, then you don’t need to buy annual travel insurance, because the fall will be more expensive.

3. Understand Travel Insurance Exceptions

Before policy approval, you must first have permission about things that are not covered by the travel insurance company. There are usually five things that are not covered, including (1) accidents due to alcohol and drugs; (2) deliberate accident; (3) accidents due to force majeure; (4) illness before insurance; and (5) pregnancy pregnancy.

4. Compare with other products

Before buying travel insurance, compare products with one another to make it more convincing. If necessary, ask for input from a financial consultant or travel agent. Purchase this insurance from a transportation service. This is because insurance can be neglected and scorched when companies related to it go out of business.

5. Browse Company History

Choose an insurance company that is known to be credible, trusted, and supervised by the Financial Services Authority (OJK). Make sure that the company you choose has a history of an easy claims system. Don’t be tempted by cheap premiums because usually submitting the claim process is difficult. Some recommendations from trusted travel insurance companies in Indonesia, for example, such as Allianz, AXA, ACA, and many more. AXA is the best one for giving insurance because from the experience of one of the online gambling bosses who has the site http://wmcasino.info/ has experienced plane delays and from the airline insurance provides benefits for these passengers.

Most tourists opt to purchase travel insurance coverage to be “safe and secure” when things do not go according to plan or something unexpected happens. Before purchasing travel insurance, it is important for customers to understand first what the insurance does not cover and do. There is no guarantee that you will be covered when something goes wrong. incorrect interpretation of an insurance policy may cause you disappointed when your travel insurance claim is rejected in the shortest time you need it.

What if time travel insurance will reject your claim you need most? The following are the most common reasons why your application may be rejected:

A. Pre-existing conditions declared

When buying travel insurance, state if you have a medical condition that already exists. Some insurance companies will cover the medical condition for an extra cost while others may not. If you fail to disclose that information, your efforts to make a travel insurance claim can be rejected when you consult your medical records. Check and follow all the rules that have been set by the supplier. Remember the particular insurance for injuries and unpredictable disease course.

B. Incomplete forms and documents

Another reason your travel insurance application can be rejected is that of a form that is incomplete, lacking critical information or not properly filled. Make sure your form is filled in correctly and completely. All the necessary attachments included before sending your request such as a doctor’s certificate, police report (for the theft or loss of the article), a purchase receipt for valuables or even postpone carrier Travel confirmation.

C. Participating in adventure or dangerous activities

travel insurance policies have different coverage in terms of sports and adventure activities they cover. They usually do not cover the extreme sports that are considered dangerous, but an additional bonus may be available for activities such as paragliding, jumping, hiking at altitude, etc. Be sure to check the activities that include your provider before you sign up for a particular holiday activities.

D. Purpose (not approved against the advice of the WHO or FCO)

Some insurance companies will cover for a specific purpose and, most often, they do not cover the places that the Organization and the Foreign Office or the Whole Health has advised against travel.

E. Intoxication of alcohol or drugs

If you have valuable items lost, damaged personal items or accident under the influence of drugs or alcohol, your travel insurance application might be considered invalid. While traveling to enjoy your life, be responsible and just keep everything in moderation.

F. Illegal behavior / reckless

fraudulent behavior, dishonest and illegal like going into restricted areas and the unauthorized use of facilities that are not insured. Always follow all the rules and regulations to avoid problems during your trip.

G. Luggage unattended

Please note that the unattended luggage will not be discussed unless they are in a safe place in a hotel or in a secure car securely locked. When you apply for a lost object, always obtain a police report on the incident or ask the hotel operator or travel to provide a written statement – this will help you in your travel insurance claim.

Read too : Is Travel Insurance Important For Traveller ?

H. The events that occurred prior to purchase travel insurance

The events that have occurred before buying insurance, it seems, will not be discussed. If you claim to it, it will be rejected and could even be considered fraud.

Whenever possible, we want everything goes as planned before, during and after our trip. But actually there are some cases that there is something wrong and stress free and simple processing of a claim can facilitate the situation.

For some people who travel long distances by airplane, do not use outside travel insurance that has been provided by the airline. While in another country or city, travelers do not want bad things to happen, because it will damage the mood. If the bad incident really happened, if those who do not have travel insurance, of course, will bear all risks, including financial losses. therefore we must have travel insurance. For example we want to go abroad for a vacation to play casino games for example on the Userbola site. We certainly have to have travel insurance to a place like that.

But, for those who have a travel insurance policy, no need to worry about the incident that does not wear this. That is the use of travel insurance for individuals who want to simply take a vacation or take a business trip, will not feel afraid of loss. Many people do not understand how important it is to have travel insurance, or they consider it to be a waste of money and increase the budget for travel.

The cost of travel insurance premiums is quite small, , for the Worldwide Premier package of 42 thousand per day for individuals and 65 thousand per day for families. In addition to the Worldwide Premier package, also has a Worldwide Executive whose premium prices are not much different, which is 32 thousand per day for individuals and 52 thousand per day for families.

In addition there is also an Asian package, this package only applies in Asian countries only and the premium price is cheaper, which is 19 thousand per day for individuals and 39 thousand for families. In addition, for those of you who are traveling domestically, there are two packages offered. Namely Domestic Gold and Domestic Silver. Each premium per day is very small, under 15 thousand per day.

When viewed from the premium price of each package is very small when compared to the risks that occur when you are far from the city where you live. You can also get various benefits on each package. Like Worldwide Premier, packages that provide claims of more than one billion for policyholders who experience adverse events such as death and permanent disability.

In addition, also bears accidents, inconvenience while traveling, lost luggage and other benefits. So, for those of you who want to have a comfortable vacation, prepare a small amount of funds to buy a Travel Insurance premium, because most people consider having this policy is a must.

Vacation is a time where people spend time and are free from work, school, and other busy activities. Because vacation time is getting close, surely you are all thinking about where you are going on vacation right? Whether on vacation with family, girlfriends, friends, special friends, ex, or vacation with your office colleague.

Before leaving for vacation, of course you have to prepare tickets, supplies, clothes, lodging, and others. But there are some important things that are usually not realized when you go on vacation.

Surely you want your vacation to be safe and comfortable right? You certainly do not want your vacation disturbed by things that are not right? Therefore, to prevent this you can apply for travel insurance.

Insurance is an agreement where an insurer binds himself to an insured person, on condition that he receives a premium for reimbursement to the insurer because of a damage / loss which he hopes will suffer due to an uncertain event.

So, travel insurance is an agreement where an insurer binds himself to an insured person who is having a trip, whether traveler, vacation, office, or whatever.

This article will discuss the benefits of travel insurance, some of the benefits include personal protection from the risk of accidents, double protection for accidents in transportation facilities, reimbursement of emergency medical expenses, repatriation of bodies in the event of an accident, child care and mourning visits to relatives, medical evacuation, protection of personal belongings, and various other protections.

Luckily for those of you who have registered with travel insurance, you will get self-protection from the risk of accidents, usually the insurance company will reimburse you for money if there is a death, in addition to that the insurance company will also reimburse medical expenses if possible injuries or accidents during the trip.

Then, if you die during the trip, your body will be borne by the insurance and of course your family will be left grieving money.

However, there are certain disadvantages to travel insurance, including claim money that can only be taken once in a lifetime. During the month you have to pay premiums on a regular basis but claim money can only be taken once. Therefore, most people prefer separate insurance.

Insurance premiums should also be more expensive than claim money. Another disadvantage of insurance is that it does not have clear information about the form of investment so that people sometimes consider twice in using insurance.

The things above are information about travel insurance that might be useful for those of you who are planning a vacation, in choosing an insurance company you should compare it with other companies.

Lots of insurance companies caught in a fraud case, you also have to consider the company’s clarity. Thus the information that can be conveyed about the article about the benefits of travel insurance, may be useful!